Funding and Corporate Lending Solutions

Access tailored funding, credit and structured finance solutions through a global network of banks, non-bank lenders and alternative capital providers.

Growth and Liquidity
Resilient Flexible Capital Structures

Having reliable access to capital is essential for keeping your business running, protecting liquidity, and supporting growth. Funding should do more than just cover short-term needs; it should also give you the flexibility to plan for the future. 

Altum Partners works with a wide network of banks, private lenders, and alternative capital providers, both locally and internationally. We create tailored solutions for working capital, asset finance, and specialised lending, ensuring each option aligns with your cash flow, investment plans, and balance sheet

We review every structure based on your treasury policy, risk tolerance, and current market conditions. This approach provides capital to support day-to-day operations, strengthens liquidity, and aligns with your overall financial strategy.

Our Independent Funding Framework

We evaluate debt composition, maturity profile, covenant settings, pricing, and liquidity capacity, as well as concentration risk. This synthesises refinancing risk, covenant pressure points, and opportunities for capital-structure optimisation across a range of market scenarios.

We do not work for any lenders or loan platforms. Because we are not tied to any country’s business model, we can choose funding options that work best and have access to a wide range of bank and non-bank suppliers across different regions.

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Unconflicted Market Access
We do not work for any lenders or loan platforms. Because we are not tied to any country’s business model, we can choose funding options that work best and have access to a wide range of bank and non-bank suppliers across different regions.
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Resilient Capital Structures
Funding solutions are designed according to the organisation’s operating model, cash flow profile, and growth trajectory. We evaluate covenant sustainability, tenor distribution, liquidity buffers, and FX exposure in assessing durability through credit cycles.
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Organisation and Delegation of Tasks
We drive lender engagement, lead competitive processes when appropriate and negotiate pricing and structural terms with precision. The documentation and covenant frameworks are reviewed and agreed upon in detail for consistency with board-approved risk parameters.
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Continuous Review and Optimisation
Capital structures change over time. We regularly review our funding options based on market trends, performance, and strategy to keep our approach flexible, cost-effective, and strong.

Capital Management Solutions

Capital Management Solutions Designed for Liquidity & Growth

Stay close to your funding and credit options with bespoke solutions designed to maximise liquidity, safeguard balance sheet strength, and enable measured growth.

We design capital structures to match operational cash flows, investment timelines, and overall treasury strategy.

  • Working capital and revolving credit facilities are designed to stabilise day-to-day liquidity and manage seasonal or cyclical cash flow requirements.
  • Asset finance and capital expenditure funding calibrated to investment timelines, asset performance, and debt servicing capacity.
  • Customised loan structures aligned to forecast cash flow, covenant sustainability, and refinancing horizons.
  • Structured finance solutions for complex or large-scale requirements, incorporating risk allocation, tenor optimisation, and institutional capital access.

We evaluate each solution based on market conditions, risk tolerance, and long-term goals to make sure capital is used effectively and stands the test of time.

Why Choose Corporate
Funding Redefined with Altum Partners?

We know our mandate to create stronger capital structures, better prepare liquidity for varying scenarios, and defend sustainable shareholder value.

1.

Broadened Access to Institutional Capital

Relying on a single lender can reduce our flexibility and weaken our negotiating position. To address this, we use a range of funding sources, including domestic and international banks, private credit providers, and non-bank institutions. Expanding our options lowers concentration risk and supports stronger, more competitive funding outcomes.

3.

Leveraging Institutional Expertise for Capital Strategy

We apply our experience from treasury, trading, and banking environments to develop a disciplined approach to capital structure design. We review funding choices within the context of an asset market approach, considering liquidity risk, interest rate sensitivity, and cross-border issues.

5.

Built for Capital-Discipline-Oriented Organisation

Our advisors support organisations that face complex funding challenges while pursuing ambitious goals. We work with companies seeking capital for expansion or acquisitions, businesses aiming to optimise working capital, organisations investing in key assets, and groups handling funding across multiple countries. We partner with finance executives who value clear lines of sight and structure, as well as alignment between their funding strategy and treasury policy.

2.

Pricing Discipline & Structural Strength

Structured market engagement is managed to secure effective pricing, appropriate covenant settings, and tenor distribution. Every facility is reviewed not just for margin but for structural strength through credit cycles. The goal is flexibility over the long term, not capacity over the short term.

3.

Leveraging Institutional Expertise for Capital Strategy

We apply our experience from treasury, trading, and banking environments to develop a disciplined approach to capital structure design. We review funding choices within the context of an asset market approach, considering liquidity risk, interest rate sensitivity, and cross-border issues.

4.

Governance Control as an End-to-End Oversight

We maintain independence from initial diagnosis to negotiation and documentation review. We analyse the commercial terms, covenant frameworks, and other structural protections against documented risk parameters approved by our boards. Execution is executed to optimise the internal burden and risks of implementation.

5.

Built for Capital-Discipline-Oriented Organisation

Our advisors support organisations that face complex funding challenges while pursuing ambitious goals. We work with companies seeking capital for expansion or acquisitions, businesses aiming to optimise working capital, organisations investing in key assets, and groups handling funding across multiple countries. We partner with finance executives who value clear lines of sight and structure, as well as alignment between their funding strategy and treasury policy.

2.

Pricing Discipline & Structural Strength

Structured market engagement is managed to secure effective pricing, appropriate covenant settings, and tenor distribution. Every facility is reviewed not just for margin but for structural strength through credit cycles. The goal is flexibility over the long term, not capacity over the short term.

4.

Governance Control as an End-to-End Oversight

We maintain independence from initial diagnosis to negotiation and documentation review. We analyse the commercial terms, covenant frameworks, and other structural protections against documented risk parameters approved by our boards. Execution is executed to optimise the internal burden and risks of implementation.

Our Financial Resiliency Outcomes

In our ongoing work, we focus on making structural improvements measured by clear metrics. Our clients benefit from better access to more liquidity providers and rely less on a few banks. We help them create more flexible capital structures, giving them more room under covenants and longer maturity profiles. 

By staying disciplined in negotiations and comparing to institutional markets, we help improve pricing efficiency. Most importantly, our funding strategies are designed to work with overall treasury and foreign exchange risk management, making balance sheets stronger in any market conditions.

Optimise Your Capital Structure for Strategic Goals

Funding decisions impact liquidity, risk tolerance, and enterprise value. A consistent framework is well-organised even in uncertain markets but adaptable when scaling.

Contact Us

To get in touch with Altum Partners, please fill out the form or email sales@altumpartners.com.au. A member of our team will reach out shortly.